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Cold, Hard Home Selling Facts

by The Jansen Team

Selling your home is a long, sometimes inconvenient process. It involves packing, adjusting your schedule around showings, a lot of negotiating, and more. Honesty is the best policy through it all... here are some facts that will help make the process go smoothly. 

  1. A clean, uncluttered home sells. Putting in a little elbow grease will grow your profit by thousands. Get rid of odors, hide small knick-knacks, and make sure the floors sparkle!
  2. Overpricing your home helps sell your neighbor’s home. Picture this – buyers are qualified to buy within a certain price range. They’re looking in a certain location, but your home won’t show up in a home search out of their price range, so it may not even come across their radar.
  3. Trying to hide a defect will haunt you. No one wants to get a call from an attorney who says the buyers are suing for a structural issue that you knew about but chose not to disclose…
  4. Cooperation is the name of the game. Don’t fight the buyer, listen to your agent, pack away your boxing gloves. Things will go smoothly with a little give and take!
  5. What you love isn’t what a prospective buyer loves. Neutralize colors, pack up mounted hunting treasures, etc. Make it so the buyer can picture themselves living there!
  6. Closing date is move out date! Everything needs to be packed, moved out and cleaned. Unfortunately, you can’t go back to finish things you never got to.

 

Info in this post found here: http://imagineyourhouse.com/seller/20-cold-hard-facts-real-estate-home-selling/ 

Private Mortgage Insurance

by The Jansen Team


 

With many different types of loans and mortgage programs out there, especially ones that allow buyers to purchase homes with down payments under 20%, you can’t have too much information about Private Mortgage Insurance (PMI).

Defined by Freddie Mac:

The average down payment for all buyers last year was 10%. Putting less down on your house at first increases your monthly mortgage payment, it’s a good option to consider. For some, it will allow  you to buy now to start building up your equity, instead of waiting 5-10 years saving up for a 20% down payment.

 

Information in this post found here: https://www.keepingcurrentmatters.com/2018/04/10/what-is-private-mortgage-insurance-pmi/?utm_campaign=Blog_Promo&utm_medium=email&utm_source=email-automated&utm_content=DailyBlogSubscription&utm_term=BlogPost

 

 

Maintaining Your Credit Score

by The Jansen Team

Whether you’re planning on selling your home, buying new, or staying put for a couple more years, building up your credit score AND keeping it maintained will play a huge part in the process.

To maintain your credit score, here are some helpful tips:

  • Maintain low balances on your credit cards and revolving lines of credit. Once they’re paid down, keep balances low by using them only for emergencies.
  • Set up automatic bill pay. This ensures that all bills will be paid on time.
  • Keep rate shopping within a 30-day window of time. If you’re thinking of taking out a loan, limit your rate search to a small timeframe so the inquiries will likely be treated as a single one. The more inquiries into your credit, the more likely they’ll count against your credit score.
  • Reconsider closing accounts. Even if you don’t use a line of credit anymore, it may not be in your best interest to close it. Closing too many at once may raise red flags. Instead, leave the balance at zero and try not to use it.
  • Be responsible. Credit takes time to build and usually longer to rebuild if damaged.

Lenders typically decide what they consider acceptable credit, but the breakdown often looks like this:

How To Keep Your Home Running Smoothly, Month by Month

by The Jansen Team

Maintenance on your home is extremely important, especially if you want to avoid costly repairs. Experts say in order to keep your home running smoothly, month by month, stick to this basic checklist:

January:

  • Clean kitchen light fixtures
  • Declutter

February:

  • Dust baseboards and vents
  • Clean light fixtures in the living and dining rooms

March:

  • Wash and fluffs pillows and bedding
  • Turn, rotate, and vacuum mattresses
  • Test and replace smoke and carbon monoxide detector batteries

April:

  • Get the HVAC system serviced
  • Clean gutters
  • Check decks and wooden exterior features

May:

  • Review contents of your emergency kit
  • Clean light fixtures in the master bedroom

June:

  • Get ducts and vents cleaned
  • Wash windows inside and out
  • Check the attic
  • Clean light fixtures in other bedrooms

July:

  • Deep-clean the refrigerator and freezer
  • Clean the dishwasher
  • Dust ceilings, corners, and ceiling fans

August:

  • Get an annual inspection of the chimney and fireplace
  • Touch up paint inside and out where needed
  • Clean light fixtures in living and dining rooms

September:

  • Trim back overgrown and dead branches
  • Check caulking and weather stripping around windows and doors
  • Wash and fluff pillows and bedding
  • Test and replace smoke and carbon monoxide detector batteries

October:

  • Get the HVAC system serviced
  • Vacuum or sweep the garage
  • Service and winterize outdoor equipment

November:

  • Clean gutters
  • Shut down water for winter
  • Vacuum the basement or storage areas
  • Dust baseboards and vents
  • Clean master bedroom light fixtures
  • Dust ceilings, corners, and ceiling fans

December:

  • Vacuum lampshades
  • Assess holiday decorations
  • Clean light fixtures in the bedrooms

Every month:

  • Spot-clean furniture
  • Wash kitchen and bath mats
  • Wipe switches, phones, computer keyboards, and remotes
  • Wipe down appliances

Quarterly:

  • Spot-clean walls
  • Change furnace filters
  • Clean bathroom light fixtures and exhaust fans
  • Clean window treatments and blinds
  • Clean the oven

​​

Information from this article found at: https://www.washingtonpost.com/lifestyle/home/how-to-keep-your-house-running-smoothly-month-by-month/2018/01/02/6c537712-db88-11e7-b859-fb0995360725_story.html?utm_term=.de10ee0264be​ 

10 Ways To Get Ready For Spring!

by The Jansen Team

The official date of spring is March 20th. Now is the time for stepping out into the yard, inspecting your property, and preparing for warm weather. Here are some helpful tips for you:

 1. 

Put out water, seeds, and suet for birds.

 2. 

Replace storm windows with original screens.

 3. 

Clean gutters: clear any blockages, leaves or branches.

 4. 

Call a chimney sweep for maintenance after the winter season.

 5. 

Check/replace air conditioning filters (Have your HVAC system inspected at least once a year).

 6. 

Clear old foliage from flower beds and yard.

 7. 

De-clutter your home: focus on desks, closets, office spaces, etc.

 8. 

Check your sub pump for proper operation.

 9. 

Prepare an emergency kit with flashlights.

 10. 

Make any minor repairs to exterior.

We wish you a beautiful, refreshing Spring!

Top Mistakes FSBOs Make

by The Jansen Team

Thinking of selling your home on your own? Hold that thought! 80% of FSBO (for sale by owner) properties fail and fall off the market. If you’re dedicated to selling your home, hiring an experienced agent (like one of us) is your best bet. Here’s why:

  1. Better pictures. Buyers and their agents are attracted to high quality pictures – they drive more showings and overall make those in the market more drawn towards your home.
  2. Pricing the home correctly. Overpriced homes will reduce buyers’ interest and underpriced homes might lose you money.  Hiring a professional who knows the market will help you get top dollar for your home!
  3. Leveraging the MLS. The MLS (multiple listing service) is an extremely useful tool available to licensed agents that helps get the word out about homes on the market.
  4. Qualifying the buyer. Most FSBOs don’t make sure the buyer is qualified and others drill them too hard. Having an agent will help with all that goes along with the financing process.
  5. Assistance with showings. Buyers don’t want the seller there during showings because it makes them nervous. However, setting up showings through an agent would give them more peace of mind.

Homestead Tax Exemptions

by The Jansen Team

Looking for a way to save on your taxes? You may be eligible for a Homestead Tax Exemption! This would provide relief from property taxes by exempting all or a portion of the valuation of a home from taxation. The percentage is based on the applicant’s income and their home valuation.

Who qualifies?

  • Seniors 65 and older
  • Disabled individuals
  • Veterans with 100% service-related disabilities or their widows

To apply, applications must be filed with the county assessor or register of deeds between February 1 and June 30 of each year. Current recipients receive applications by mail each year. If it’s your first time applying, applications can be found at the link above.

Ready to buy a home? This exemption will stay with a property until the end of the year – so check to see if the homes you’re interested in are tax exempt! 

Home Decor Trends for 2018

by The Jansen Team

Looking for a way to keep your home fresh with the new year?

Here is a list... 

Complementing Colors that Also Contrast
Bright red and vibrant blue or cool grey and a playful green. While these types of colors provide a deep and dimensional contrast, they also complement each other quite well.

Everything is Getting a Little Fringe
In the coming year, you will see throw pillows, wall hangings, even some furniture pieces adorned with a stylish new brand of fringe.

Artisan Crafted Everything!
Anything hand crafted and artisanal inspired will definitely be trending. In many ways, 2018 will pay homage to the timelessness of true craftsmanship.

Simply Fun Rugs
Featuring everything from giant clocks, to tropical prints, to geometric shapes, area rugs in any room of the house are going to be a very popular, and potentially colorful choice!

Farmhouse Meets Fabulous
A reinvented farmhouse style will be a recurrent design motif in 2018. In the new year, farmhouse style will enter with a whole new level of chicness added to it.

Make your home hot for 2018!

The Benefits of Downsizing Your Home

by


 

Whether you are a new empty nester or you are thinking about increasing your savings heading into retirement, there are lots of good reasons to think about downsizing your home. While it’s nice to have a lot of space when you have lots of kids, family, and friends running around, it can also get lonely having more space than you need.

 

If you’re thinking about downsizing from your existing home, we wanted to share of some of our experience with you that can hopefully make your transition comfortable and easy.

 

Let’s start with the most obvious draw for many people: saving money. Depending on your current living situation as well as the home you would like to move into, downsizing can save a homeowner a lot of money. Depending on condition, neighborhood, property taxes, among other factors, selling your existing home and moving to a smaller one could net you a tidy profit.

 

Beyond the home itself, then you have to worry about the stuff you have in your home. Chances are, if you’ve been in your existing home for a number of years, you have accumulated more stuff than you need, and more stuff than will reasonably fit in your new, smaller home. Downsizing often means getting rid of clutter, and while that can net you a little extra money, it can also leave you feeling energized and refreshed.

 

When it comes to more long-term financial benefits, a smaller home means you’re also likely to have to pay less in utilities, property taxes, and of course, you’ll have less room to buy new “stuff.” Downsizing is a smart idea if you’re looking to make your money go farther and last longer, or if you have some special plans you want to make sure you can afford in retirement.

 

The downside that we often see, and the hardest part for many homeowners about downsizing, is the emotional aspect of leaving a home they have spent so much time and built so many memories in. Trust me, we totally understand that. While that may be difficult, it is also exciting to be able to start a new chapter in your life. If you can take that perspective, you’ll deal with downsizing a lot better.

 

If you’ve been in the same home for many years, you’ll want to work with a realtor with lots of knowledge and experience in the Omaha area. When you choose The Jansen Team, you’ll work with an agent that not only knows Omaha and its neighborhoods like the back of their hand. They will listen to you and keep your best interests, financially, logistically, and emotionally, as their top priority.


If you’re ready to downsize your home and begin the next chapter of your life, get in touch with The Jansen Team today! We would love to help you find your next dream home.

Best Pre-Moving Hacks

by The "Did It Again" Jansen Team

When The Jansen Team helps you buy and sell your home, it's fun and exciting! But the thought of moving can just take all the joy of the moment. Yes, its a lot of work. Yes, its worth it once you get done.

Just get a bit organized and help your move go smooth!

  1. Think ahead and Reverse pack.
    • Overnight bags for everyone
    • First Out should be First In (medications, coffee pot, linens, phone chargers, etc.)
  2. Make a trip to a Dollar Store.
    • Cling wrap and baggies
    • Spare tape, tools and packing materials
    • Sharpies
    • Top tie kitchen bags (enough to move the closet - put bottom of the clothes in the bag, tie the handles around the hangers.)
    • Clothes line or similar rope
    • Paper products for quick meals
    • Water and drinks
  3. Take lots of photos
    • How your electronics are connected
    • How the photos in the hall are arranged
    • After the place is empty, especially if renting
  4. Two weeks prior to the move
    • Begin writing change of address cards
    • Hire baby sitter and dog sitter or kennel
    • Last grocery shopping trip
    • Order new checks
    • Collect more boxes and packing materials
    • Call List:
      • Mover
      • Charity Pick Up
      • Utilities
      • Schools
      • Locksmith

And, check off the items to pack 4 weeks out so it's much easier day of the move.

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The Jansen Team
NP Dodge Real Estate
601 N. 108th Circle
Omaha NE 68154 USA
402 330 5954
Fax: 402-330-5365